CONCEPTUAL FOUNDATIONS OF REGIONAL FINANCIAL SECURITY IN THE CONTEXT OF DIGITAL ECONOMIC TRANSFORMATION

The relevance of the study stems from the impact of the digital transformation of the economy, which increases the risks to financial security by altering the mechanisms for the formation of financial resources at the regional level. The article discusses the conceptual foundations for ensuring the region's financial security in the context of the digital transformation of the economy. The purpose of the study is to substantiate conceptual approaches to the formation of the region's financial security in the context of digitalization. The object of the study is the regional financial system of the Republic of Kazakhstan; the subject is the mechanisms for ensuring the region's financial security in the context of the digital economy. The study used methods of systematic and comparative analysis, as well as generalization and structuring of statistical data. In the course of the study, the main conceptual elements of the region's financial security were systematized, including institutional, technological, financial, economic, personnel, and social components. Based on analysis of the dynamics in the number of organizations with internet resources by region, a structural shift in digital business activity toward cities of national significance was identified, and regions at high risk of reducing financial stability were identified. The need for an integrated approach to ensuring the financial security of the regions is justified, given the specifics of regional development. The theoretical significance of the study lies in the development of conceptual approaches to the analysis of the region's financial security; the practical significance is that the results obtained are used to assess the region's financial stability and to justify the economic mechanisms of digital development.

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